What does a financial advisor do?

If you are planning for retirement, it’s important to know that your accounts are working hard for your retirement goals. A financial advisor can help you build wealth and achieve financial success. A professional can help you avoid making a financial decision that...

How Much You Should Be Saving Every Month

If you’re wondering how much you should be saving each month, here’s the plain and simple answer. As a recommended rule, you should be saving at least 10-15% of your monthly take-home pay. That percentage may be different depending on where you live, how many kids you...

Life Insurance You Should Start Considering

If you’re considering a life insurance policy, you’re probably aware that there are many different types of policies. Though it’s easy to think that all policies are the same, the difference is in the details. The major component of life insurance is the death...

Where is the Best Place to Invest?

Before you start investing, do your research. Investing doesn’t have to be complicated. In fact, it shouldn’t. The best place to invest your money is with tried-and-true methods that have a proven track record of success. Investing is important for building wealth and...

7 Important Reasons You Need an Estate Plan

Owning a business, having a baby, and nearing retirement are all reasons why you might need an estate plan. Though age is an important factor, there are many other life circumstances to consider when deciding if you need an estate plan. Your health and even the state...

What does it mean to have a diversified portfolio?

Imagine you have invested all your retirement nest egg in one asset. If something were to negatively affect that one asset, you could potentially lose it all. This is a very risky scenario. A diversified portfolio is has lower risk. A strategy for minimizing that risk...

Safest Alternative Investment Options for Retirement

Beyond annuities and bonds, there are other safe alternative investment options that will help you get ready for retirement. Most financial planners will tell you the older you get, the more conservative you get with your investments. Managing your personal risk...

Difference Between Whole and Universal Life Insurance

If you’re in the market for a permanent life insurance policy, you’ve probably considered both whole and universal policies. It’s not uncommon to think that these two policies are exactly the same. Though they are both permanent options, the difference is in the...

Why You Shouldn’t Wait to Purchase a Whole Life Insurance Policy

Whole life insurance is the most common life insurance product among those looking for guaranteed coverage. This type of insurance policy requires the policy holder to make regular premium payments for the life of the policy. In turn, the policy guarantees that the...

10 Unexpected Tips to Spend Less and Save More

Chances are you’ve heard all the “don’ts” when it comes to saving money. Don’t go out to eat. Don’t go to Starbucks. Don’t buy new clothes. Sometimes these things are necessary, but if you’re already a saver and just need some simple ways to spend less and save more,...