Should you Reevaluate Your Term Life Insurance?

A life insurance policy gives you the peace of mind that your family will be taken care of in the event that you should pass away. Insurance benefits can be used to pay for funeral costs, living expenses, and even college tuition. If you’ve decided that term life...

How Do I Decide Which Stocks to Invest In?

If you are planning for retirement, it’s important to know that your accounts are working hard for your retirement goals. A well-informed investment can be extremely profitable. On the contrary, a carefree decision could make a significant negative impact on your...

Should I Invest in Cryptocurrency?

With all the recent buzz about bitcoin, there’s likely one question on everyone’s mind, “Should I invest in cryptocurrency?” It’s a fair question that can’t be answered with a simple yes or no. From the skeptics to the believers, this new virtual money phenomenon has...

When to Choose Mutual Funds or Stocks

If you’re planning to make an investment in the near future, you may be faced with a common debacle: should you invest in mutual funds or stocks? Certainly, both have their unique benefits and potential drawbacks. Stocks, for example, tend to carry more risk...

Is Reinvesting Your Dividends Always a Good Idea?

In nearly all situations, investments that pay you dividends will automatically reinvest those funds back into the fund. This is very common with mutual funds. Dividends, which are payouts sent to you, are an important part of building a portfolio. Most often, you do...

How to Start an Emergency Fund

Life can be unpredictable, and unexpected expenses always seem to come along at the worst possible times. This is why it’s always a good idea to have an emergency fund in place. The purpose of an emergency fund is to cover large and unforeseen expenses as they...

How to Manage Money as a Couple

Whether you’ll be getting married in the near future or have decided to move in with your significant other, one of the most difficult aspects of merging two lives together is that of combining finances. Before you start sharing bills or linking your...

How Career Planning Plays into Your Financial Future

What are your goals for your career? You may have specific goals for the types of positions you hope to hold or titles you plan to have by specific dates in your life. And, consider your financial goals. Do you plan to have $1 million in the bank by the time you are...

Money Mistakes to Avoid in Your 30s

Now that you’re in your 30s, you’re starting to think long term. Are you putting aside enough money? Should you be investing in a new home or building your retirement? Here’s a look at some of the most common and worst money mistakes many consumers make in their 30s,...