Difference Between Whole and Universal Life Insurance

If you’re in the market for a permanent life insurance policy, you’ve probably considered both whole and universal policies. It’s not uncommon to think that these two policies are exactly the same. Though they are both permanent options, the difference is in the...

Why You Shouldn’t Wait to Purchase a Whole Life Insurance Policy

Whole life insurance is the most common life insurance product among those looking for guaranteed coverage. This type of insurance policy requires the policy holder to make regular premium payments for the life of the policy. In turn, the policy guarantees that the...

10 Unexpected Tips to Spend Less and Save More

Chances are you’ve heard all the “don’ts” when it comes to saving money. Don’t go out to eat. Don’t go to Starbucks. Don’t buy new clothes. Sometimes these things are necessary, but if you’re already a saver and just need some simple ways to spend less and save more,...

How to Calculate How Much You Need for Retirement

Many financial advisors suggest that in order to retire, you should aim to replace 70-90 percent of your pre-retirement annual income. While this is a good place to start, this is a general rule that doesn’t take into account your personal financial journey. Before...

What to Bring to Your Trust and Estate Planning Meeting

An estate plan is a way to take care of your family’s future by establishing a will, power of attorney, funeral arrangements and more. Because of all the legalities involved with trust and estate planning, it’s a good idea to work with a professional to ensure it’s...

5 Money-Saving Tips for Retirees

In order to make your money last in retirement, it’s important to balance money going out with income coming in. Many retirees need to go back to budgeting basics to avoid running out of cash every month. These money-saving tips will help you save money and develop...

3 Tried and True Traditional Investment Options

Traditional investments are those made in well-known assets, like stocks, cash and real estate. They can be very lucrative long-term options. Before you invest, it’s important to establish your investment goals. Are you saving for college? Building wealth for...

3 Reasons College Students Should Start Investing

Contrary to popular belief, college students are not too young to start investing. In fact, those who invest while still in college are setting themselves up for a future of building wealth. Not all students are in a position to invest, but for those who are working...

5 Benefits of an Estate Advisor Investing Service

If you have a big family, you’ve probably experienced the often uncomfortable task of talking about money. Even more so if you have had the honorable, yet terrifying task of serving as an executor of a will. The interweaving of family and money is not always easy. As...

Retirement Plan Checkup? 5 Scenarios When It’s Necessary

If you’re wondering if you should be doing a retirement plan checkup, the short answer is “yes.” Regularly checking in on your personal retirement accounts—no matter what age—is a smart step toward retiring comfortably. Depending on your portfolio, your financial...